Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

How To Prepare Your Home For Fall

When the thermometer begins to drop and temperatures get cooler, it’s time to start thinking about getting ready for autumn. The weather can be unpredictable, and it’s best to get a head start on seasonal chores so you are not caught unprepared. The following general “to-do list” can help you prepare your home for fall. Check for drafts: Reduce your heating bills and stay warmer...

Understanding 401(k) Terms: Sponsor & Third-Party Administrator

A 401(k) plan is an excellent benefit for employers to offer employees. It is a tax-deferred, defined-contribution retirement account that gets its name from a section of the IRS Code. Many employers offer matching funds for all or part of their employees’ contributions to a 401(k) plan. If you are opening a 401(k), two key terms to understand are “sponsor” and “third-party administrator.” What Is...

Common Questions & Answers About Business Insurance

Any business, large or small, needs a business insurance package. These packages are a combination of various types of coverage, designed to protect a business owner’s investment when the unexpected happens. Here, we provide answers to some commonly asked questions about business insurance. Why Is It So Important To Have Business Insurance? Owning a business brings opportunities, but it also comes with certain risks. Business...

What To Know About Workers’ Compensation & Working From Home

In the midst of this pandemic, you may have found yourself among the 63 percent of Americans working from home. A recent Gartner poll predicts that 48 percent of workers will continue to work remote at least part time even when it’s safe to physically return to work again. Of course, working from home has pros and cons. It also raises serious questions like what would...

Is There Collector’s Insurance For Vehicles Other Than Cars?

Classic car owners know the value of collector car insurance. But what if your vintage vehicle is other than a car? Collector’s insurance is also available for owners of antique motorcycles, boats, and RVs. Collector’s Motorcycle Insurance Classic motorcycles are a passion for many collectors. You may want to consider collector motorcycle insurance if you own vintage or antique bike such as a: Triumph Bonneville...