Hamilton Insurance Agency was established in August 1981.
Phil Hamilton founded the agency when he decided he was not able to meet the needs of the consumer by working for agencies whose interest was mainly making a profit and not making sure our clients were receiving the best possible service and product for the money.
In May 1982, we were appointed as an agent for Erie Insurance Company. We chose ERIE for one reason. They are one of the very few Insurance Companies in the country who really put the clients’ needs first. ERIE is constantly rated the best in consumer service. Their goals of service to their policy holders are the same as Hamilton Insurance Agency.
Hamilton Insurance Agency was joined by Huffman Insurance Agency in January, 2014. Together, these agencies continue to strive to provide the best possible service and coverage for our insureds.
An Independent Advantage
We are Independent Agents in Bristol, Virginia, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Hamilton Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.