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Archives: 2023

A Guide to Protecting Your Precious Holiday Gifts

The holiday season is a time of giving, and many of us enjoy showering our loved ones with special and often valuable gifts. These gifts carry sentimental and financial value, whether it’s expensive jewelry, collectibles, vintage items, or custom-made treasures. However, many people may not realize that their standard homeowner’s insurance policy may not provide sufficient coverage for these valuable items. That’s where valuable items...

Final Wishes: How Funerals are Evolving

Shortly after a collection of memorial stones caught Adrienne Kloecker-Kalivoda’s eye at a funeral directors convention last fall, the Kloecker Funeral Home and Crematory, Inc. in Erie, Pennsylvania, made an addition to its service offerings.Kloecker, an ERIE commercial Customer, became one of more than 600 funeral homes to partner with Parting Stone, a company that turns cremated remains into polished stones for survivors to remember...

7 Myths About Health Reimbursement Arrangements (HRAs) Debunked

Health Reimbursement Arrangements (HRAs) are a valuable and flexible tool for employers to provide health benefits to their employees. However, like many aspects of the insurance industry, there are some misconceptions about HRAs. Let’s debunk seven common myths and set the record straight. Myth 1: HRAs Don’t Qualify as a Real Health Benefit Debunked: HRAs are indeed a genuine health benefit. They are employer-funded accounts...

Preventing Frozen Pipes in Your Business

If you live in snow country, you’ve no doubt heard horror stories about frozen pipes. You might even have a cautionary tale of your own to tell.Those deep-winter cold snaps can send temperatures plummeting, and homes with exposed or inadequately protected plumbing can see their pipes frozen — or worse, bursting — under the pressure of expanding ice. But your home isn’t the only building...

The Secret to Stress-Free Events for Business Owners

As a business owner, planning and hosting events for your employees, clients, or customers can be a great way to build relationships and boost morale. However, organizing a successful event can be a daunting task. To make the process smoother and ensure a stress-free experience, consider these valuable tips: 1. Set Clear Objectives Begin by defining the purpose and objectives of your event. What do...